Homeowner’s insurance is key to helping put your mind at ease, so it makes sense to bring me into the mix early in the process. When you find a house you love, I can offer advice on factors that might affect your insurance premiums and walk you through all of the necessary considerations to help you select the right insurance coverage for your new home.
Home insurance is all about customization; knowing what’s right for you and working with me who can make it happen. Consider the difference between market value (what your home is worth in real estate terms) and replacement cost (what it would actually cost to rebuild if you lost everything) and be ready to ask yourself what level of coverage feels best for you. Then, focus on your liability coverage. The amount you need depends on your personal net worth. The more you’re worth, the more you have to lose and the more coverage you need.
Congratulations on your decision to buy a new home. Remember, I’m always down the street or around the corner to help you with insurance needs. When you want the real deal, like a good neighbor State Farm is there.